Financial Planning

A Raymond James Roth IRA has a very high Morningstar rating, but is it worth using? In this article, we’ll explain its fee structure, discuss its advisors’ qualifications to provide tax or legal advice, and cover taxable vs. non-taxable contributions. We’ll also discuss whether you should contribute to an IRA …

If you’ve been thinking of starting a financial planning business, you might be wondering what the most common challenges and barriers to success are. Whether you’ll be able to build a client list from scratch, or if you’ll need to learn the ins and outs of the industry to be …

There are three types of certified financial planners (CFPs), the CFP and the ChFC. Each one requires a certain level of training and has passed an exam to qualify. These advisors are required to adhere to ethical standards and have demonstrated their commitment to the industry. But credentials should not …

If you’re considering joining the Baxter 401k plan, there are a few things to know before enrolling. These benefits are the Employee Stock Purchase Plan (ESPP), Limitation on offset, and Direct Rollover. Keep reading to learn more! Here are some other benefits you’ll love. Posted in 401k, Baxter, and retirement. …

If you live in Washington State, you may have heard of Goddard Financial Planning. They are fee-only financial planners, but have you considered them? Not only do they help post-graduate professionals save for retirement, they also assist with estate planning. Let’s find out more about Goddard Financial Planning’s services. Here …

Ryan Loos, a Dave Ramsey certified financial planner, discusses the controversial 7 “Baby Steps” debt relief program. The article also questions Ramsey’s “mutual funds are all you need” investment philosophy and the lack of mathematical integrity of his advice. Here’s a closer look at the 7 “Baby Steps” plan. We …

If you’re interested in the details of your current retirement plan, consider getting a John Hancock 2021 tax planning guide. The guide is available to all members of a Roth IRA, which is a great way to learn about your options and start planning for the future. Listed below are …

A values based financial plan can help you achieve your goals. It involves identifying the things that matter most to you, visualizing them, and then devising a plan to achieve those goals. This approach is easy to follow if you know your values. If you do not, you may want …

Whether you’re starting a new business, planning your retirement, or looking for an alternative to your traditional 401(k) retirement plan, a Primerica Representative can help you get on track. With the help of a Primerica Representative, you can protect your family and meet your financial goals. Listed below are some …

The new Tax Laws of 2021 will make tax planning a bit more complicated for some taxpayers. Here are some of the key changes that you need to know, including the new contribution limits for IRAs and Roth IRAs. You should also know the impact of the TCJA on deductions …